An Adjustable Rate Mortgage may be a good choice if you:
Want to maximize your buying power
Want to keep your payments lower during the first few years of your loan
Plan to stay move into a different home within the next ten years
Plan to pay-off your mortgage within the next 10 years
If, in the coming years, you expect your income to increase significantly
10/10 Year ARM
Best Choice If:You want a loan with: low initial payments that can adjust up or down with market movement.
Advantages:Low initial rate and payment. Conversion to fixed rate available.
Disadvantages:Interest rate and monthly payments adjust frequently.
15/15 Year ARM
Best Choice If:You want a loan with: low initial payments that can adjust up or down with market movement.
Advantages:Low initial rate and payment. Conversion to fixed rate available.
Disadvantages:Interest rate and monthly payments adjust frequently.
15/15 ARM ZERO DOWN-CLICK FOR ELIGIBILITY
Best Choice If:Minimum Credit Score of 720 and Only eligible in the following Area: Eastern WA OR County: Umatilla
ID Counties: Bonner, Benewah and Kootenai
Advantages:You want a loan with: low initial payments that can adjust up or down with market movement.
Disadvantages:Low initial rate and payment.
Sample Payment:Interest rate and monthly payments adjust every 15 years.
5/5 Year ARM
Best Choice If:You want a loan with: low initial payments that can adjust up or down with market movement.
Advantages:Low initial rate and payment. Conversion to fixed rate available.
Disadvantages:Interest rate and monthly payments adjust frequently.
Port Power Mortgage
Best Choice If:You want a loan with: low initial payments that can adjust up or down with market movement.
Advantages:Low initial rate and payment. Conversion to fixed rate available. Higher debt to income ratios.
Disadvantages:Interest rate and monthly payments adjust every 15 years.
Mortgage Rates
The Loan Consultant feature determines the products and rates that match your needs.
Ready to Start?
To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.
